Quick Rate Finder is the mortgage rate authority for consumers in search of home loans, mortgage refinance and home equity loans with fixed & adjustable index updates and daily interest rates form the web’s leading mortgage lenders and banks.
Current Mortgage Rates
30 yr fixed rate mtg 6.125%
15 yr fixed rate mtg 5.85%
30 yr fixed rate jumbo mtg 6.5%
5/1 ARM rate 5.875%
5/1 jumbo ARM rate 5.99%
Quick Rate Finder works hand in hand with over 300 of the country’s most respected financial institutions that provide over 75% of home loans in the United States. Check home loan rates for bad credit mortgages
Mortgage Refinance Rates 30 yr fixed rate mtg 5.875%
30 yr fixed sub-prime mtg 7.5%
30 yr fixed jumbo mtg 6.5%
5/1 ARM 5.75%
5/1 jumbo ARM 6.125%
Quick Rate Finder offers interest rates for consumers with excellent to poor credit. If you have the will to buy a home, then we will help you finance the real estate transaction.
Home Purchase Rates 30 yr fixed mtg 5.75%
15 yr fixed mtg 5.625%
30 yr fixed jumbo mtg 6.25%
5/1 ARM 5.875%
5/1 jumbo ARM 6.125%
If you need to refinance you present mortgage rate into a superior fixed interest rate home loan, then Quick Rate Finder may be the company that gets you that loan you have been searching for online.
Home Equity Rates 30 yr fixed 2nd mtg 7.5%
15 yr fixed 2nd mtg 7.25%
10 yr HELOC Prime + .25
Home Equity Loan Interest Rates - Find out the interest rates available for home equity loans online. Get quick rate quotes for fixed and variable rates. Fixed interest equity loan terms offer a set number of payments. Get the prime rates for life with QuickRateFinder.com. Find out the borrowing terms to tap your home equity. Finance liquid funds for home improvements, investing or paying off bills.
Home Purchase Loan Rates- Get approved to a buy a home or finance a 2nd home. We offer 100% financing with no cash required for deposit. Get the lowest rates online and choose from fixed or adjustable interest rates.
1% Payment Choice Mortgage – Get the 4 payment options with home loans for purchasing or refinancing. Choose from fixed rate 15 or 30 year, interest only or the 1.25% negative amortization option. Get rewarded for being a savvy borrower with more flexibility for homebuyers looking for more purchase power.
Interest Only Loan Rates – Reduce your mortgage payments and just pay interest each month. Get the rates for fixed or adjustable interest only payments.
Second Mortgage Rates - take out a 2nd lien for home improvements without revamping your first mortgage. Get the lowest rates online and choose from fixed or adjustable interest rates.
Mortgage Refinance Rates Get money out of your home or simply get a rate and term to lower your payments. If you have an adjustable rate, it’s time to fix the rate. Get the lowest rates online.
Don’t get down if lenders have recently turned you down, because of bad credit scores. We offer lenient credit loans to help people refinance or a buy a home. Get Sub-Prime Mortgage Rates that can be realistic for you to get approved to finance.
Second Mortgage Rates - take out a 2nd lien for home improvements without revamping your first mortgage. Get the lowest rates online and choose from fixed or adjustable interest rates.
Conventional Home Loan Rates - Get the lowest interest rate available for Fannie Mae and Freddie Mac conforming programs. Check out what the 30-year fixed rates are today across the country.
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Long-Term Interest Rates with Poor Employment Report This morning the U.S. Labor Department issued its monthly employment report that showed job growth in the month of July was lower than expected; non-farm payrolls increased by only 113,000, well below the anticipated 150,000 increase. The report sparked a rally on Wall Street, causing long-term interest rates to decline significantly & leading to speculation the Federal Reserve may pause in its short-term rate hike campaign when it meets Tuesday, Aug 8.
In a recent article, Bob Walters, chief economist at Quicken Loans discussed the weak employment report and noted that, " the market signs rally with long-term rates have already fallen significantly and may lead the Fed to pause future short-term rate hikes when they meet next week," said. "The Employment Report underlines the overall health of the economy because two-thirds of all economic activity is consumer spending." Of course these are reports that Wall Street and the Fed keep a close eye on. Hopefully these economic woes will translate to a reduction in interest rates for mortgage refinancing and home equity loans.
Mortgage Survey Says Economists Don't Want Interest Rates Increased A majority of economists in a poll don't want Federal Reserve policymakers to hike interest rates when they meet again. According to a recent poll from USA Today, 61% of economists said the Fed should keep home loan interest rates where they are.
More than 50% of respondents added that the greater risk is if the central bank raises rates too high instead of keeping them too low.
According to National City chief economist Richard DeKaser, "The Fed's interest-rate policy needs time to take full effect, saying, "We've got enough restraint coming from the Fed already to provide sufficient slowing in our economy to prevent inflationary pressures from getting out of hand."
Economists recently noted that inflation has been backing off. Expectations for both lower and higher short-term rates have been evident in the markets at various times this year, with forecasts for lower rates seen most often during the rather weak growth of 0.7% GDP in the 1st quarter of 2007. In the 2nd quarter, however, strengthening growth has mostly migrated to lower mortgage rates off the futures radar. Lately, some analysts are pondering the benefits of higher rates for the economy before the end of the year.
The Fed continues to note that the "adjustment" in housing sectors continues as home mortgage rates have remained low with affordable payments. Concerns about the after-shock of the non-prime mortgage crisis, but home sales are sluggish and could continue for some time.
Even if the Fed was to reduce short-term interest rates, the effect on housing markets would likely be muted, as rates are already pretty low, and liberal and loose underwriting criteria were more important to housing than rates in the past few years.
Lower interest rates would be nice for people looking to refinance out of ARMs before the payments begin to escalate.
