Current Mortgage Rates
30 yr fixed mtg 6.15%
15 yr fixed mtg 5.85%
30 yr fixed jumbo mtg 6.35%
5/1 ARM 5.83%
5/1 jumbo ARM 5.96%



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Home Loan Rates, Conventional Rates, Non Conforming Rates

Search first mortgage rates by state. Compare current interest rates for borrowers who have sub-prime credit. If you have poor credit scores, but want to qualify for home purchase, and mortgage refinance loans then understanding what the rates are and how much you can afford, is a great start.

Compare current 1st mortgage rates for fixed, adjustable and interest only home mortgage and equity loans. Get more tips and advice with updated news and financing articles. is a dynamic online marketplace for homebuyers and homeowners seeking low interest rate loans. Our free service helps you rate shop and initiate pre-approvals for purchasing homes and refinancing for cash out and debt consolidation. can help you understand where the market is going. We will help you analyze the trends, so you can finance your future.

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Don’t get down if lenders have recently turned you down, because of bad credit scores. We offer lenient credit loans to help people refinance or a buy a home. Get Sub-Prime Mortgage Rates that can be realistic for you to get approved to finance.
1% Payment Choice Mortgage– Get the 4 payment options with home loans for purchasing or refinancing. Choose from fixed rate 15 or 30 year, interest only or the 1.25% negative amortization option. Get rewarded for being a savvy borrower with more flexibility for homebuyers looking for more purchase power.
Pay off revolving credit accounts with low interest Debt Consolidation Rates that save you money and provide more tax deductions!
Second Mortgage Rates - take out a 2nd lien for home improvements without revamping your first mortgage. Get the lowest rates online and choose from fixed or adjustable interest rates.
Mortgage Refinance Rates Get money out of your home or simply get a rate and term to lower your payments. If you have an adjustable rate, it’s time to fix the rate. Get the lowest rates online.
Interest Only Loan Rates – Reduce your mortgage payments and just pay interest each month. Get the rates for fixed or adjustable interest only payments.

Home Mortgage Rate News

New Home Sales Drop

Mortgage rates dipped a bit this week on indications that economic growth is moderating.According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.72 percent, compared with 6.80 %last week. The average for 15-year mortgages, which are popular for refinancing, dropped to 6.34 % from 6.41%. Freddie Mac chief economist Frank Nothaft said that in addition to signs of economic growth moderation, rates were influenced this week by the perception that inflation remains under control and speculation that the Fed may pause raising rates.

Sales of both new and existing homes have slowed this year under the impact of rising interest rates. The Commerce Department reported Thursday that sales of new homes fell by 3 percent in June, the biggest drop in four months, with the inventory of unsold homes hitting a record high. New home sales were down in all regions except for the West, which saw an 8% increase. By contrast, sales were down more than 11% in the Northeast.

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