Search Home Equity Loan Rates by State
Compare Lenders for 2nd Mortgage Rates for Refinance or Home Purchase

Search home equity loan rates by state. Compare current interest rates for borrowers who want to out an additional mortgage by using their home equity.

Compare current home equity loan rates for fixed, adjustable and interest only home mortgage and equity loans. Get more tips and advice with updated news and financing articles. If you struggle to qualify because of late payments in the past, request info about bad credit home equity loans. is a dynamic online marketplace for homebuyers and homeowners seeking low interest rate loans. Our free service helps you rate shop and initiate pre-approvals for purchasing homes and refinancing for cash out and debt consolidation. can help you understand where the market is going. We will help you analyze the trends, so you can finance your future.

Home Equity Loan Rates

Find out the interest rates available for home equity loans online. Get quick rate quotes for fixed and variable rates. Fixed interest equity loan terms offer a set number of payments.

Get the prime rates for life with Find out the borrowing terms to tap your home equity. Finance liquid funds for home improvements, investing or paying off bills.

Loan Type
Select State
Property Value
2033 San Elijo Ave, #331 Cardiff by the Sea, CA 92007 | Unsubscribe

Payment Choice Mortgage - Get the 4 payment options with home loans for purchasing or refinancing. Choose from fixed rate 15 or 30 year, interest only or the negative amortization option. Get rewarded for being a savvy borrower with more flexibility for homebuyers looking for more purchase power.
Pay off revolving credit accounts with low interest Debt Consolidation Rates that save you money and provide more tax deductions!
Don’t get down if lenders have recently turned you down, because of bad credit scores. We offer lenient credit loans to help people refinance or a buy a home. Get Sub-Prime Mortgage Rates that can be realistic for you to get approved to finance.
Interest Only Loan Rates – Reduce your mortgage payments and just pay interest each month. Get the rates for fixed or adjustable interest only payments.
Mortgage Refinance Rates Get money out of your home or simply get a rate and term to lower your payments. If you have an adjustable rate, it’s time to fix the rate. Get the lowest rates online.
Home Purchase Loan Rates- Get approved to a buy a home or finance a 2nd home. We offer 100% financing with no cash required for deposit. Get the lowest rates online and choose from fixed or adjustable interest rates.

Home Mortgage Rate News

1st Refinance Activity Slips, But Home Equity Loans Volume is Stronger Than Anticipated

There are many incentives to cashing out your home's equity. It is "partially driven by the rapid rise in short-term interest rates like the prime rate. Many borrowers have seen their rates on home equity lines of credit - which are tied to the prime rate - rise. Now they are consolidating those adjustable rate home equity lines of credit (HELOC) into a new first lien mortgage to reduce their mortgage payments," said Cutts. "This quarter we saw $81.0 billion cashed out, up from a revised $74.1 billion cashed out in the first quarter of 2006. Cash out activity should remain strong throughout the rest of the year as interest rates are expected to continue to gently climb.

"Because rates on home equity lines of credit have risen to 8.25 % or higher, borrowers who are looking for an inexpensive way to finance home improvements or business investments, or to consolidate high cost debt, are turning to cash-out refinance. These borrowers are often willing to refinance into higher rates on their first lien mortgages. As previously noted, we saw the median ratio of new mortgage rates to rates on the loan being refinanced rise by seven %. This is second consecutive quarter in which the median refinance borrower increased the rate on their first lien mortgage. For the 20 quarters prior to 2006, the median refinance borrower was reducing his or her first lien mortgage rates."

The Cash-Out Refinance Report also revealed that properties refinanced during the second quarter of 2006 experienced a median house-price appreciation of 33 % during the time since the original loan was made, up from 31 % in the first quarter 2006. For loans refinanced in the second quarter of 2006, the median age of the original loan was 3.2 years, about two months older than the median age of loans refinanced during the first quarter of 2006.

These estimates come from a sample of properties on which Freddie Mac has funded at least two successive loans. Transactions are further screened to verify that the latest loan is for refinance rather than for home purchase. The Freddie Mac analysis does not track the use of funds made available from these refinances.

Privacy | Disclaimers